Miami, Florida Public Adjuster — Fighting For What's Fair
South Florida property owners face hurricane wind, storm surge, wind-driven rain, and tile-roof damage across Miami-Dade, Broward, and Monroe counties. We handle first-party residential, condo, and commercial claims — including AOB reforms and Citizens Property Insurance disputes.
Claims we handle in Miami
- Hurricane and named-storm wind
- Wind-driven rain and interior water
- Tile and flat-roof damage
- Hurricane-related water and mold
- Condo association and HOA property losses
Carriers we negotiate with
We represent policyholders — not the carrier. Listing a carrier does not imply affiliation.
Neighborhoods and communities served
Miami claim questions, answered
Florida Statute §627.70132 requires notice of a windstorm or hurricane claim within 1 year of the date of loss; supplemental or reopened claims must be filed within 18 months.
No, but Citizens has strict documentation and mediation procedures. A licensed Florida public adjuster levels the playing field on scope and pricing.
Florida policies typically carry a separate percentage-based hurricane deductible (2%, 5%, 10% of Coverage A). It applies only when a named storm triggers it — we verify the trigger before conceding the deductible.
Talk to a Miami public adjuster today
Free review of your denial letter, estimate, and policy.