Licensed Public Adjusters · Agency Lic #3490161 · TX #3256937 · OK #3004340354
Our process

Transparent from day one.

No surprises, no jargon. Here's exactly what happens when you hire us.

  1. 01
    Free claim review

    Send us your policy, denial letter, or photos. Within 24 hours we tell you what we see and whether we can help.

  2. 02
    Sign our Letter of Representation

    You e-sign our PA agreement online. This authorizes us to speak with your carrier on your behalf.

  3. 03
    Onsite inspection

    We visit the property (or you upload photos) and document every square foot of damage with photos, measurements, and moisture readings.

  4. 04
    Detailed scope and estimate

    We prepare a line-item Xactimate estimate with all applicable trades, overhead, profit, and code upgrades.

  5. 05
    Submission to the carrier

    We file the claim (or supplement) and coordinate the desk adjuster or independent adjuster inspection.

  6. 06
    Negotiation

    We rebut lowball estimates, exchange written correspondence, and if necessary invoke appraisal or refer to counsel.

  7. 07
    Settlement

    You approve the final settlement. The carrier pays. Our fee comes out of the recovery — never up front.