What Does a Public Adjuster Actually Do?
Public adjusters work exclusively for policyholders — not the insurance company. Here's how we level the playing field on your claim.
When your home or business is damaged, your insurance company sends their own adjuster to inspect the loss. That adjuster works for the carrier — their job is to protect the insurer's bottom line. A licensed public adjuster works only for you, the policyholder.
We review your policy, document every damaged item, prepare a detailed scope of loss and estimate, and negotiate directly with the carrier so you don't have to. Studies from OPPAGA in Florida have shown that policyholders represented by public adjusters typically recover significantly higher settlements than those who file alone.
You never pay us upfront. Our fee is a small percentage of what we recover — if there's no recovery, there's no fee. That aligns our incentives perfectly with yours.